Report Fraud

Who Pays for Insurance Fraud? You do! $900 annually with yellow arrow going up

Every year, the U.S. loses approximately $308.6 billion in insurance fraud, leading annual premium rates for policyholders to increase by an estimated $900*.

What is insurance fraud?

Insurance fraud is any deceptive action to gain an improper payment from an insurance company. This can range from consumers inflating damage caused during a storm to organized criminal actions like medical billing fraud and vehicle theft rings.

Help stop crime: report suspected insurance fraud

Drive down the cost of fraud by reporting what you see. By providing detailed information about a potential scheme, you can help NICB agents, insurance investigators, and law enforcement uncover fraud.

Consider these insurance fraud examples:

Following natural disasters, fraudulent contractors may attempt to claim their victims’ insurance benefits by promising work they never intend to complete

Medical professionals may participate in an organized mill, write unnecessary prescriptions, or bill for services that were not needed or never rendered

Predatory tow trucks swoop in while motorists are vulnerable and leave them on the hook for overinflated charges

Consumers exaggerate the cost of their insurance claims or submit repairs that did not result from a covered event

Remember, NICB combats fraud and does not address concerns about an insurance company’s service or rates. Direct any such issues to your insurance provider.

*Estimated increase in premium according to the Coalition Against Insurance Fraud

If you suspect fraud activities, contact NICB in the following ways.

Call 800.TEL.NICB (800.835.6422) Monday through Friday 7 a.m. to 7 p.m. CST.
Report fraud online using the form below.

If you believe you have been a victim of a crime or have information about criminal activity, contact your local law enforcement.

About the Suspicious Activity

Enter as much information about what you know about the alleged fraud.

Name of Person or Business

Address

Address 2

City/Town

State/Province

ZIP/Postal Code

Type of Fraud Suspected

Location of Fraud

Date of Fraud

Describe the Alleged Fraudulent Activity

About You (optional)

You have the option of providing this tip anonymously, without providing any information about yourself. Should you choose to give your name and contact information, you could be named as the provider of this tip, in the event these records are subpoenaed or required by a court in discovery.

Your Name (first and last)

Your Email Address

Your Phone Number

Do you want to be contacted by the NICB and/or the insurance companies for more information?

Yes, the NICB and/or the insurance companies may contact me, and I allow NICB to retain my information for this purpose.

Yes, but I only want to be contacted by NICB, and I allow NICB to retain my information for this purpose.

No, I do not want to be contacted by either NICB or the insurance companies, but I allow NICB to retain my information for the purpose of this tip.

No, I do not want to be contacted by either NICB or the insurance companies, and I request that my information not be retained.

Use Agreement:

This website is designed to allow you to provide tip information to the NICB to assist with its mission to prevent, detect, and investigate insurance fraud. You are not required to provide your name or other personal information; however, your failure to supply requested information may impede or preclude the investigation of your tip. By voluntarily providing information on this page, including information you provide anonymously, you are consenting to the NICB’s use and maintenance of the information. Any information you provide on this website may be used for prevention, detection, and investigative purposes of insurance fraud and related crimes and may be shared as required or permitted by law. Please visit the NICB’s Privacy Policy page for more information on the NICB’s general privacy policy.

The National Insurance Crime Bureau's Insurance Fraud Hotline is dedicated solely to collecting reports of persons or entities allegedly engaging in fraudulent insurance activity. If you are having, or are aware of, an emergency or want to report dangerous activity, please report it to local law enforcement. Furthermore, any complaints about an insurance company's service or rates should be taken up directly with the insurance company. NICB is only able to accept and review submissions regarding potential insurance fraud activity. By checking the box below, you acknowledge that all submissions unrelated to insurance fraud will not be reviewed for possible action and will not be retained.

I understand.