The LA Fires Changed the Wildfire Claims Landscape. Can You Keep Up?

What the Camp Fire comparison reveals about smoke claims, property values, and the data advantage in catastrophe response.

California's wildfire risk has been escalating for decades. But the January 2025 Los Angeles fires didn't just set a new loss record. They exposed gaps in how the industry thinks about catastrophe response, smoke claim development, and the data infrastructure needed to manage both.

The 2025 ClaimSearch® Trends Report draws a direct comparison between the LA fires and the 2018 Camp Fire, and the findings carry significant implications for property claims leaders, catastrophe managers, and special investigative unit (SIU) teams responsible for loss development, setting accurate reserves, and controlling leakage.